The Road Ahead : October 2010
visit www.roadahead.com.au MORE INFO KATHY'S CORNER 40 THE ROAD AHEAD OCT/NOV 2010 females have priorities too WITH KATHY KELLY LADIES, HOW MANY times do you get in a car only to have to place your handbag either on the passenger seat or on the passenger side floor? To me, the perfect car would have a space in the centre to put your handbag on, that would not let it slip forward or back when you are driving. I know I'm not alone in having the contents go all over the place when the handbag invariably tips over. I realise handbags come in all shapes and sizes, but surely a car maker could come up with something to help stop the spills. Which brings me to the point of this column -- what do women look for in buying a car? When it came to an upgrade recently, the most important feature to me was a USB connection to play my MP3/ipod. It saves on the sometimes add-on cost of a 6-stack CD, and your music can travel with you. I've found that electric seats are not all they are made out to be, if you have children. Kids, being kids, tend to like to play with the switches and it can be a costly repair to fix the electrics -- as I found out with my last car. Airconditioning climate control is a must if you don't like having to constantly adjust the knobs. I personally like dual climate control, as I am a cold frog and my husband gets hot, so he sets his control on 20 celsius and I set my on 23 -- keeps us both happy. Having two older children, I'm glad I don't have to worry about child restraints, mounting points, etc. However, my sisters both have young children and they remind me that a capsule, baby seat and even toddler seat do take up a lot of the back seat. So, that's definitely something to keep in mind if you are looking at a smaller vehicle. On the 'male' side of things, it is a good idea to check out the servicing intervals on different makes. Obviously, longer intervals mean less cost, but then if the servicing is more frequent and done right, you should have fewer problems down the track. JIM MCEWAN Full terms and conditions available at qtcu.com.au/zest. Deposit products are issued by Queensland Teachers' Credit Union ABN 83 087 651 054 AFSL 241195. Travel insurance is arranged and managed by Cerberus Special Risks Pty Ltd ABN 81 115 932 173 AFS License No. 308461 and underwritten by certain Underwriters at Lloyd's. Home and motor insurance products are issued by CUMIS Insurance Society Inc. ABN 72 000 562 121 AFSL 245491 (Incorporated in the United States. The members of the Society have no liability) trading as CUNA Mutual General Insurance. Before making a decision about or acquiring a product you should consider the relevant Product Disclosure Statement, available from a ny QTCU Branch or www.qtcu.com.au and whether the product is right for you. Financial planning offered by QTCU Financial Planning Pty Ltd ABN 35 116 361 650, a Corporate Authorised Representative (ASIC No. 293929) of Outlook Financial Solutions Pty Ltd, ABN 40 083 233 925, AFSL 240959, 70 Yarra Street Heidelberg VIC 3084. TCU045 If you're looking for a safe place to plant some extra money, here's the perfect spot. Queensland Teacher's Credit Union has created Zest -- a financial and lifestyle program that gives you a higher rate of interest and heaps of other fruitful benefits, all for just $20 a year. After all, it's nice to feel appreciated, isn't it? Join Zest now for more fruitful financial and lifestyle benefits. • An extra .05% on term deposits and cash management accounts • Initial consultation and $100 off a personalised financial plan f • Over 2,500 valuable offers on dining, leisure and accommodation. To add Zest to your life, contact QTCU today. Simply call 13 29 30, visit qtcu.com.au/zest, or drop into your local branch. Grow your money.