The Road Ahead : December 2011
1 Select cover options from $100,000 up to $1.5 million, depending on your age. 2 Industry standard -- self inflicted injury is not covered in the first 13 months the policy is held. This is general advice only. Terms and conditions apply. Please consider the Product Disclosure Statement to ensure the product suits your needs, available by calling 1300 16 7323 or visiting guardianinsurance.com.au. This information is provided by Hollard Financial Services Pty Ltd (HFS) ABN 53 128 692 884, AFSL 343079 trading as Guardian Insurance. Guardian Life Insurance is issued by Hannover Life Re of Australasia Ltd ABN 37 062 395 484. "It's the little things that remind me how precious my family is." Dr Andrew Rochford BMedSc MBBS (Hons) Guardian Life Insurance provides a convenient way for you to help protect the financial future of your family. You can apply for up to $1.5 million1 cover. The benefit you choose is paid to your family if you were to pass away or diagnosed as terminally ill. The money can be used to help with costs such as the mortgage, outstanding loans, education costs or simply day to day living expenses. There's no medical and no forms to apply. Once accepted, you are covered under the policy, straight away, with no exclusions2 or special conditions to worry about. It will only take a few minutes from your day to provide financial security for your family and once accepted you're covered worldwide, 24x7. But life can be uncertain. That's why providing financial security is a must for anyone who has a family that depends on them. Tailor your cover to suit your needs -- from $100,000 up to $1.5 million cover Full cover from day 1 -- no exclusions (self inflicted injury not covered in the first 13 months) Easy application over the phone -- no medicals required $15,000 advance payout -- to help with funeral costs, at no extra charge Guaranteed renewable for life regardless of changes to your health or lifestyle Inflation protection -- your benefit can increase each year by 5% H0749_OBC_GLI_1211 Call 1300 16 7323 or visit guardianinsurance.com.au for immediate peace of mind, today and in the future.
February March 2012