The Road Ahead : August 1st 2012
WWW.ROADAHEAD.COM.AU THE ROAD AHEAD AUG/SEP 2012 44 TRAVEL TRAVEL INSURANCE TO CELEBRATE HER 60th birthday earlier this year, Christina Campbell's husband, Matthew, decided to send his wife on a cruise. While Matthew stayed home and looked after the couple's four foster children, Christina boarded the ship in Brisbane, alongside friends and family who were visiting from Scotland. Exhausted after the excitement of her first day on a cruise ship, Christina decided to call it a night early and retreated to her cabin for some well-deserved shut eye. But it wasn't to be. Back in her cabin, Christina had an unfortunate incident, falling and injuring her left shoulder. Her roommates were still up on deck, so she just went back to bed and slept on her uninjured side. The next morning, still in pain, Christina joined her friends and family for breakfast before paying a visit to the ship's doctor. It was there things turned nasty. It was discovered Christina had partially dislocated her left shoulder and, in order to put it back in, she needed to be anaesthetised, which unfortunately caused her to be sick. Her stomach contents entered her lungs, causing aspiration pneumonia. But that was only the beginning. As doctors began to inflate Christina's lungs, she suffered a mild heart attack and needed resuscitation. Christina remained under intensive care on the ship before being offloaded in Cairns, where she spent a week in Cairns Hospital's cardiology unit. Christina's RACQ Comprehensive travel insurance meant her daughter was able to join her, staying in a hotel next door to the hospital. Christina's travel insurance covered not only the cost of her daughter's hotel stay (almost $800), but also $10,000 worth of medical expenses incurred on the cruise. Having travelled to Scotland every year for the past decade to visit her mother, Christina knew how important it was to have travel insurance when travelling overseas. However she admits she wasn't convinced she would need it when travelling so close to home. She doesn't need convincing any more. Just as soon as she's well enough, Christina intends to take her daughter on the same cruise. "I won't let this experience spoil the next one, but I will definitely be getting travel insurance again," she said. wouldn't be without it There's a saying that if you can't afford travel insurance, you can't afford to travel. How true. STORY DEB ECCLESTON For travel insurance bookings or enquiries, call 1300 188 713.Travel insurance is arranged by RACQ Operations Pty Ltd (ABN 80 009 663 414, AR 234 978) as authorised representative for AGA Assistance Australia Pty Ltd (ABN 52 097 227 177, AFSL 245631). This insurance is issued and managed by AGA Assistance Australia Pty Ltd for the insurer Allianz Australia Insurance Limited (ABN 15 000 122 850, AFSL 234708). Before making a decision, refer to the PDS available online at racq.com/travel insurance or your local RACQ branch. IMAGE: CHRISTINA CAMPBELL (FAR RIGHT) WITH HER HUSBAND MATTHEW AND MOTHER CHARLOTTE QUINN, WHO HAD TRAVELLED FROM SCOTLAND TO JOIN HER ON THE CRUISE.
June July 2012